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As part of a scheduled maintenance activity, there will be delayed delivery of NEFT/ RTGS payments initiated on 02-08-2026 between 00:30 AM (IST) and 04:30 AM (IST). Payments can still be initiated during the window, but will be processed once the maintenance activity is complete.

We regret the inconvenience this may cause. We appreciate your understanding and cooperation as we strive to improve the user experience, which remains our top priority, always.

Notice to Customers Availing Floating Rate Loans

Federal Bank wishes to inform customers availing floating-rate loan facilities, that any change in the applicable benchmark rate (Repo Rate or other benchmark rate as applicable) may result in a revision of the interest rate applicable to the loan account.

In the event of a reduction in the applicable benchmark rate, the EMI will reduce, with the repayment tenure remaining unchanged.

In the event of an increase in the applicable benchmark rate, the loan tenure will be extended while retaining the existing EMI, subject to the terms and conditions governing the loan.

The revised loan repayment parameters, including EMI and tenure, will be communicated to customers whenever there is a change in the applicable Rate of Interest. Customers who wish to opt for a different EMI or repayment tenure may contact their nearest Federal Bank branch within 15 days from the date of such communication.

Additionally, customers have the following options (subject to applicable charges):

1. To switch to a fixed interest rate for the remaining portion of the loan.
2. To prepay, either in part or in full, at any point during the residual tenor of the loan.

For any clarification or assistance, customers may visit their nearest Federal Bank branch.

As part of a scheduled maintenance activity, few of our services will not be available for about 30 minutes and few other services for about 6 hours on Saturday 08^th August 2026 during the window 01:00 A.M.(IST) and 09:00 A.M. (IST). We regret the inconvenience this may cause.

For the list of affected services, click here.

We regret the inconvenience this may cause. We appreciate your understanding and cooperation as we strive to improve the user experience, which remains our top priority, always.

Salary Accounts – Revision of Salary Credit Threshold

Important Update:

Effective from 1st June 2026, the minimum salary credit thresholds for the following schemes have been revised for accounts opened/converted on or after this date:

• Fed Salary – ₹15,000/-
• Fed Classic Eazy – ₹5,000/-

Department of Financial Services Launches Common Landing Portal for Unclaimed Financial Assets. 

Single unified online platform for citizens to search and trace unclaimed bank deposits, insurance claims, shares and mutual funds across the financial ecosystem

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Important Update: Implementation of Multiple NAVs framework w.e.f. 01st April 2026

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Get Your Credit Report Instantly – Free & Secure

Federal Bank brings you easy access to your Equifax Credit Report at no cost. Know your credit health in just a few clicks!

Click Here

Important Update: Effective from January 1, 2026, to enhance your banking experience and ensure maximum security, FedMobile and FedCorp support only the following Operating Systems:

• Android: Version 11 and above
• iOS: Version 17 and above

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Important Update: Foreclosure Process for Mortgage Retail Loans
We have streamlined the foreclosure process to make it more efficient and transparent. Customers are requested to approach their home branch to initiate the foreclosure process.

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Important Update: Part Payment Facility for Retail Term LoansWe have introduced a new process for part payments to ensure better management of retail loans. This process brings uniformity and adds control measures for handling part-payment requests. Payments exceeding the specified threshold require Bank approval to ensure appropriate documentation.

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🎊 Start 2026 in style! Federal Bank calendars are here - available for various states. Download now and plan your year ahead! 🎊

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National Credit Guarantee Trustee Company Limited (NCGTC) has issued a new scheme providing Banks with guarantee coverage under Credit Guarantee Scheme for Exporters (CGSE), to enable exporters to manage the short term liquidity mismatches and explore new potential markets. 

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As part of the Reserve Bank of India’s regulatory directive to enhance cybersecurity across the banking sector, Federal Bank has successfully transitioned its public-facing digital platforms to the secure “.bank.in” domain. This move ensures greater protection for customers and reinforces trust in digital banking services.

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